We have good news for those who would like us to use their products and services. We will help you use your time more productively. All you need to do is read this before requesting a block of our time.

Five Things to Know About Us:
1. We work hard to attract, train and retain clients who understand and tolerate volatility as a normal and integral part of long term investing.
2. We do not use products that are expensive and locks are clients in for a long period of time.
3. We value liquidity.
4. The better our clients do, the better off we will be.
5. Our only business objective is to service our clients and help them manage their investments and financial plans.

Four Suggestions:

Use our contact form under Contact Us and do the following:

1. Tell us what is working and will continue to work in near term/future markets in your opinion and why.
2. Give us a good idea for marketing.  We do a lot of it.
3. Give us a unique idea.  

4.  If you are offering a fixed product, give us the rates. 

If you can do the above and we like what we read we will contact you.

• Don’t call our office more than once.  That shows us you do not value our time or our staff.
• Don’t show us new products that have no track record.
• Don’t call us if your organization lacks a stable history of ownership.
• Don’t bring information about non-liquid or high expense products.
• Don’t try to debate our beliefs or principles.

This communication is strictly intended for individuals residing in the states of AL, AZ, CA, DE, FL, GA, IL, LA, MA, MD, MI, NC, NH, NJ, NY, PA, RI, SC, TN, TX, VA. No offers may be made or accepted from any resident outside these states. IMPORTANT CONSUMER INFORMATION A broker/dealer (BD), investment adviser (IA), or IA representative may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a BD, IA, BD agent, or IA rep, a consumer should contact his or her state securities law administrator Securities and Financial Planning offered through LPL Financial, Member FINRA / SIPC